By using our website and applying for a loan, you agree to the following Terms and Conditions.
These Terms and Conditions (the "Terms") establish the rules for using our services and protecting
both the company and the user in accordance with Canadian law.
1. Eligibility
- At least 18 years old
- A Canadian citizen or permanent resident
- Currently residing in Canada
- Having a verifiable source of regular income
2. Application Process
By submitting a loan application, you certify that all information provided is accurate and complete.
- You authorize [Company Name] to verify your information with third parties, such as credit bureaus and employers.
- Loan approval is subject to verification of information, credit assessment, and underwriting criteria.
3. Loan Terms
The terms of the loan including interest rates, fees, repayment period, and loan amounts will be disclosed
in your loan agreement.
- By accepting the loan terms, you agree to repay the total amount due as specified in the agreement.
4. Interest Rates and Fees
- Interest rates are determined based on your creditworthiness and are disclosed prior to loan acceptance.
- Additional fees such as origination fees, late payment fees, and NSF (non-sufficient funds) fees may apply and will be clearly disclosed in your loan agreement.
5. Repayment
- Payments must be made according to the schedule outlined in your loan agreement.
- Late payments may result in additional fees and charges.
- If you anticipate difficulty making a payment, contact us immediately to discuss available options.